Financing Options
HAVE A LARGE PROJECT? GET 0% FINANACING
Home Improvement and Emergency Repair Financing to Fit Your Needs
The home of your dreams is right around the corner with the GreenSky Loan Program. These easy, convenient loans pay for your home improvement project or emergency repairs with affordable, budget-minded options, deferred interest promotions, and more. When it’s time for home improvement services, don’t let your finances stand in the way. Get the financing you need right when you need it through the Gray Electric financing partnership with GreenSky.
Financing Made Easy
Gray Electric wants to make your home as comfortable as it needs to be and doing so is easier than ever before through financing from GreenSky.
We can run an application at your home in minutes and have you set on a very competitive financing plan for any repair $1,000 and above!
Get started now by applying for one of the solutions below.
Why Should I Finance?
When you need a major electrical service, costs can add up quickly. Replacing your entire circuit breaker panel, a full electrical remodel, or running a high-voltage electrical line to a new spot in your home can all be a pretty significant expense, one which many homeowners can’t afford to take on all at once. However, waiting to get the service done can prevent you from being able to enjoy your home to the fullest, and possibly even leave you at risk for a serious problem such as an overload or maybe even an electrical fire. When you need home services but your budget is saying otherwise, Gray Electric offers financing options through GreenSky Financing. One of the leading financing companies, GreenSky has numerous loan programs to meet your budget.
Benefits of No Interest + No Payment Promo Financing Options
•Same as cash (during the promotional period) – During the promotional 6 or 12 month period, there is no interest if paid in full within the promotional period. Same as cash financing for home improvement projects is unheard of, but we’ve delivered!
•Budget flexibility for other home improvement projects – By taking advantage of the 0% interest, you keep more cash in your pocket for even more flexibility in your renovation and remodeling budget. We understand the “surprises” that pop up during large projects or the upgraded material costs. With less cash tied up, you can be flexible and also prepared.
•There is no purchase tier requirements to utilize the financing promotions – Whether your project costs $500, $5,000, or $50,000, you can choose any of these financing promotions to fund your project. No questions asked!
Top-Notch Customer Service – The GreenSky team is friendly, knowledgeable, and available to help when you need it. They will hold your hand through the financing process and answer any questions you may have along the way.
No Penalties for Prepayment – Pay off the entirety of your loan as fast as you want with no penalties.
Approval in Next to No Time – When it comes to home services, sometimes you need help right away. That’s why the GreenSky approval process is fast and easy. The streamlines process ensures you can get the help you need right when you need it.
Simplified Payment Process – GreenSky makes it easy to make your loan payments. There are multiple options including online, phone, and mail.
No Interest
If Paid In Full In 6 Months-
No payments due during promo period.
-
15.99% - 24.99% APR (OAC)*
-
84-Month Term (7 Years)
-
6-Month Purchase Window
No Interest
If Paid In Full In 12 Months-
No payments due during promo period.
-
15.99% - 24.99% APR (OAC)*
-
84-Month Term (7 Years)
-
6-Month Purchase Window
Simple 84
Reduced APR for 84 Months-
Simple 9.99% Fixed Interest
-
120-Month Term (10 Years)
-
6-Month Purchase Window
-
$7,000 Minimum Project
Simple 96
Reduced APR for 96 Months-
Simple 9.99% Fixed Interest
-
96-Month Term (8 Years)
-
6-Month Purchase Window
-
$5,000 Minimum Project
Here at Gray Electric, we believe everyone should be able to get the service they need, and that the ability to pay shouldn’t stand in the way of high-quality work. We’re proud to offer friendly, flexible financing options that allow you to get the home care and service you need at a cost you can afford! Our competitive plans offer benefits that you can enjoy which enable you to pay off large services over time at a price that won’t blow out your budget or drain your savings. And the best part is you’ll be able to get the service you need and not risk an even larger problem emerging later down the road.
We Have the Plan That Fits Your Needs
Home improvement doesn’t have to be a disaster or inconvenience in your life. Gray Electric partners with GreenSky Financing to provide you with a simple way to take care of your home needs as quickly as possible.
Getting financing through GreenSky makes it easy for you to take care of your home, even when you weren’t planning on it. The unforeseen can happen to your home. GreenSky has the solution.
Whether you need to finance a smaller job or a major overhaul, we have a plan that fits your needs. We’re proud to partner with GreenSky, one of the leading names in home services financing, and one of the most trusted companies in the industry. Through GreenSky, you can apply for financing online, get an approval within minutes, and get the service you need as soon as possible!
We offer the following financing plans:
- No interest, no payments for 6 months: Make no payments, including no interest payments for a six month promotional period. Interest will accrue during the promotional period, but all interest is waived if the amount is paid off in full before the end of the 6 month span.
- No interest, no payments for 12 months: Make no payments, including no interest payments for a one-year promotional period. Interest will accrue during the promotional period, but all interest is waived if the amount is paid off in full before the end of the 12 month span.
- Reduced rate for 96 months: Receive a fixed interest rate of 9.99% for 96 months (8 years), allowing you to keep costs low on even the largest jobs.
- Reduced rate for 120 months: Keep costs even lower on large jobs by stretching payments out over a period of 10 years with a reduce rate of just 9.99%!
When you call Gray Electric, we can offer you so much more than friendly financing options—we also provide our customers with premiere services from highly-trained electricians. Whether your home needs GFCI circuits installed, a full panel replacement, or a complete overhaul and remodel of the wiring inside your walls, we’re a team that can get the job done safely, effectively, and in accordance with all local laws and building codes.
*Loan must be paid in full within the promotion period to not accrue interest. If loan is not paid in full within the promotional period, interest will be accrued from the first day of using funds. Interest rate is determined based on credit approval and worthiness.
GreenSky® and GreenSky Patient Solutions® are loan program names for certain consumer credit plans extended by participating lenders to borrowers for the purchase of goods and/or services from participating merchants/providers. Participating lenders are federally insured, federal and state chartered financial institutions providing credit without regard to age, race, color, religion, national origin, gender, or familial status. GreenSky® and GreenSky Patient Solutions® are registered trademarks of GreenSky, LLC. GreenSky Servicing, LLC. services the loans on behalf of participating lenders. NMLS #1416362. GreenSky, LLC. And GreenSky Servicing, LLC. are subsidiaries of Goldman Sachs Bank USA. Loans originated by Goldman Sachs are issued by Goldman Sachs Bank USA, Salt Lake City Branch.
Call Gray Electric at (608) 847-6209 to request an estimate or learn more about our financing plans!
Make learning about electrical safety fun! Each season of the year has unique fire and electrical safety dangers that are related to common seasonal activities. The 4 Seasons of Safety program includes tips, lessons and activities that help students learn about basic fire and electricity concepts while also providing critical safety information that helps them learn to identify and prevent the fire and electrical safety hazards. We also encourage you to 
